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Group Loans

  • 3 members in a group.
  • Loans taken by each will be guaranteed by the other 2 members.
  • Loan cycle starting from Rs. 15,000 to going up to Rs. 250,000.
  • Repayment period of 12 months going up to 24 Months
  • Repayment in monthly instalments at village collection meetings.
  • Loan given for income generation as well as for consumption needs.

Individual Loans for Housing

  • Loans up to Rs. 1Mn
  • For Construction, Renovation, Purchase of residential Property.
  • Door step service by a dedicated officer of LOFC
  • Simplified documentation
  • Special assistance on legal and valuation process
  • Reasonable fee on documentation

Individual Loans for Business Development

  • Loan Given for micro and micro SME
  • Can accommodate both Working Capital and Asset Acquisition.
  • Repayment in monthly instalments
  • Loans starting from Rs. 200,000 going up to Rs. 1,000,000

Personal Loans

  • Personalized service at your door step
  • Fixed interest rate and repayment up to 3 years
  • For permanent employees aged between 18 to 55, with a minimum Gross salary of Rs.25,000
  • Loans starting from Rs.100,000 to Rs.500,000