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LOLC Finance PLC, incorporated on December 13, 2001, is licensed under the Finance Business Act No. 42 of 2011 by the Central Bank of Sri Lanka and has received a rating of A with a Positive Outlook from Lanka Rating Agency Limited (2025). Eligible customer's deposit liabilities are insured under the Sri Lanka Deposit Insurance Scheme and are entitled to a maximum compensation of up to Rs. 1,100,000 per customer.