Offer

Campaign Mechanics

• Offer: Extra 12% OFF for all Mastercard cardholders for orders above Rs.2,500/-. (Credit + Debit).
• Offer Period: 27th September to 03rd October 2022.
• Redemption channel: collect vouchers on Campaign page.

Offer

Terms and Conditions

• The offer will be valid only for LOLC SWAIREE Cardholders.
• In order to enjoy the promotion, the full payment needs to be settled with a LOLC SWAIREE Credit Card.
• Offers cannot be combined with any other existing promotion
• The LOLC accepts no responsibility in any way for any goods/ services purchased and any dispute relating to same should be resolved by the Cardholder directly with the Partner.
• The LOLC reserves the right to modify or change the terms & Conditions of the offer.

0% EMI plan up to 24 months with a processing fee

(Processing fee = 100% borne by customer )

Offer

Terms and Conditions

• Maximum 3 Units/ 3kg per Product.
• Minimum Total Bill Value – 5,000/-
• Maximum Bill Value – 10,000/- | Maximum Discount (Credit) – 2,000/-
• This promotion is valid only for LOLC ” Swairee” Credit Cardholders.
• In order to enjoy the promotion, the full payment needs to be settled using a LOLC “Swairee” Credit Card.

Hugo Boss

1. Offer
   • Get flat 10% off on select products at Hugo Boss stores only with your Visa card.
2. Redemption details
   • Simply pay using your Visa card at any of the Hugo Boss stores and avail the benefit
3. Merchant Terms and Conditions
   • This offer cannot be clubbed with any other offer.
   • Offer valid from March 1, 2021 00:00 GMT – September 30, 2022 23:59 GMT.
   • Abans PLC reserves the right to amend the terms & conditions without prior notice.
   • The offer is applicable only for selected items.
4. Visa Terms and Conditions
   1. Offer details as shown are based on information provided by the Merchant. No warranties are made by Visa that the information is correct. Please check directly with Merchant to confirm availability and validity of the Offer.
   2. The Merchant is the sole provider of all goods and/or services under this offer. Accordingly, the Visa
      Cardholder understands, acknowledges and agrees that the procurement by him/her of any goods and/or
      services under this Offer shall constitute a contract solely between the merchant and him/her, and Visa
      is not, nor will become, a party thereto.
   3. By utilizing or attempting to utilize any of the goods and services under this Offer, the Visa
      Cardholder understands, acknowledges and agrees that:
      • Any claim, complaint or dispute of any nature arising out of or in relation to the procurement,
        or attempted procurement by the cardholder of any goods and/or services under this offer (each a
        “Claim”) shall be settled by the Visa Cardholder directly with the Merchant, and Visa Cardholder
        shall not make any Claim against Visa.
      • Without prejudice to the foregoing, and to the fullest extent permitted by law, Visa shall not
        be liable to any person for any loss, damage, expenses or claim (whether direct or indirect) in
        relation to any personal injury, death, false representation, damage or omission arising from or
        in connection with the usage or attempted usage of the Offer or goods and/or services provided
        under the Offer.

Skechers

1. Offer
   • Get flat 10% off on all non-discounted products and 5% off on discounted products at Skechers stores, only with your Visa card.
2. Redemption details
   • Simply pay using your Visa card at any of the Hugo Boss stores and avail the benefit
3. Merchant Terms and Conditions
   • This offer cannot be clubbed with any other offer.
   • Offer valid from March 1, 2021 00:00 GMT – September 30, 2022 23:59 GMT.
   • Abans PLC reserves the right to amend the terms & conditions without prior notice.
   • The offer is applicable only for selected items.
   • Get flat 10% off on all non-discounted products at Skechers stores from 1st March 2021 – 30th Sep 2022.
   • Additionally, get 5% off on discounted products at Skechers stores from 1st March 2021 – 30th Sep 2022.
4. Visa Terms and Conditions
   1. Offer details as shown are based on information provided by the Merchant. No warranties are made by Visa
      that the information is correct. Please check directly with Merchant to confirm availability and
      validity of the Offer.
   2. The Merchant is the sole provider of all goods and/or services under this offer. Accordingly, the Visa
      Cardholder understands, acknowledges and agrees that the procurement by him/her of any goods and/or
      services under this Offer shall constitute a contract solely between the merchant and him/her, and Visa
      is not, nor will become, a party thereto.
   3. By utilizing or attempting to utilize any of the goods and services under this Offer, the Visa
      Cardholder understands, acknowledges and agrees that:
      • Any claim, complaint or dispute of any nature arising out of or in relation to the procurement,
        or attempted procurement by the cardholder of any goods and/or services under this offer (each a
        “Claim”) shall be settled by the Visa Cardholder directly with the Merchant, and Visa Cardholder
        shall not make any Claim against Visa.
      • Without prejudice to the foregoing, and to the fullest extent permitted by law, Visa shall not
        be liable to any person for any loss, damage, expenses or claim (whether direct or indirect) in
        relation to any personal injury, death, false representation, damage or omission arising from or
        in connection with the usage or attempted usage of the Offer or goods and/or services provided
        under the Offer.
5. Locations
   • Skechers, Colombo City center, Sir James Pieris Mawatha, Colombo 00200, Sri Lanka
     
     Get directions
   • Skechers, Race Course, Colombo 00700, Sri Lanka
     
     Get directions
   • Skechers, Majestic City, Colombo 04, Colombo, Sri Lanka
     
     Get directions
   • Skechers, Colombo 03, Sri Lanka
     
     Get directions

Titan

1. Offer
   • Get 10% off on all non-promotional watches at Titan stores, only with your Visa card.
2. Redemption details
   • Simply pay using your Visa card at any of the Titan stores and avail the benefit.
3. Merchant Terms and Conditions
   • This offer cannot be clubbed with any other offer.
   • Offer valid from March 1, 2021 00:00 GMT – September 30, 2022 23:59 GMT.
   • Abans PLC reserves the right to amend the terms & conditions without prior notice.
   • The offer is valid till stock lasts.
4. Visa Terms and Conditions
   1. Offer details as shown are based on information provided by the Merchant. No warranties are made by Visa
      that the information is correct. Please check directly with Merchant to confirm availability and
      validity of the Offer.
   2. The Merchant is the sole provider of all goods and/or services under this offer. Accordingly, the Visa
      Cardholder understands, acknowledges and agrees that the procurement by him/her of any goods and/or
      services under this Offer shall constitute a contract solely between the merchant and him/her, and Visa
      is not, nor will become, a party thereto.
   3. By utilizing or attempting to utilize any of the goods and services under this Offer, the Visa
      Cardholder understands, acknowledges and agrees that:
      • Any claim, complaint or dispute of any nature arising out of or in relation to the procurement,
        or attempted procurement by the cardholder of any goods and/or services under this offer (each a
        “Claim”) shall be settled by the Visa Cardholder directly with the Merchant, and Visa Cardholder
        shall not make any Claim against Visa.
      • Without prejudice to the foregoing, and to the fullest extent permitted by law, Visa shall not
        be liable to any person for any loss, damage, expenses or claim (whether direct or indirect) in
        relation to any personal injury, death, false representation, damage or omission arising from or
        in connection with the usage or attempted usage of the Offer or goods and/or services provided
        under the Offer.

Under Armor

1. Offer
   • Get flat 10% off on all non-discounted products and 5% off on discounted products at Under Armor stores only with your Visa card.
2. Redemption details
   • Simply pay using your Visa card at any of the Under Armor stores and avail the benefit.
3. Merchant Terms and Conditions
   • This offer cannot be clubbed with any other offer.
   • Offer valid from March 1, 2021 00:00 GMT – September 30, 2022 23:59 GMT.
   • Abans PLC reserves the right to amend the terms & conditions without prior notice.
   • The offer is applicable only for selected items.
4. Visa Terms and Conditions
   1. Offer details as shown are based on information provided by the Merchant. No warranties are made by Visa
      that the information is correct. Please check directly with Merchant to confirm availability and
      validity of the Offer.
   2. The Merchant is the sole provider of all goods and/or services under this offer. Accordingly, the Visa
      Cardholder understands, acknowledges and agrees that the procurement by him/her of any goods and/or
      services under this Offer shall constitute a contract solely between the merchant and him/her, and Visa
      is not, nor will become, a party thereto.
   3. By utilizing or attempting to utilize any of the goods and services under this Offer, the Visa
      Cardholder understands, acknowledges and agrees that:
      • Any claim, complaint or dispute of any nature arising out of or in relation to the procurement,
        or attempted procurement by the cardholder of any goods and/or services under this offer (each a
        “Claim”) shall be settled by the Visa Cardholder directly with the Merchant, and Visa Cardholder
        shall not make any Claim against Visa.
      • Without prejudice to the foregoing, and to the fullest extent permitted by law, Visa shall not
        be liable to any person for any loss, damage, expenses or claim (whether direct or indirect) in
        relation to any personal injury, death, false representation, damage or omission arising from or
        in connection with the usage or attempted usage of the Offer or goods and/or services provided
        under the Offer.
5. Locations
   • Under Armour, Sri Lanka, Arcade, Independence Square, 00700, Sri Lanka
     
     Get directions

Atlas

1. Offer
   • Get 20% off on a minimum spend of LKR 2000 on Atlas website.
2. Merchant Terms and Conditions
   • The offer is valid from 01 October 2021 to 30 September 2022.
   • Minimum order value to be eligible for the discount is LKR 2,000.
   • Free delivery available for any orders above LKR 1,500.
   • The discounts are applicable for items available at www.atlas.lk/myshop/ (Online) only.
   • This offer cannot be used in conjunction with other offers/promotions available at Atlas.
   • To enjoy the promotion, the full payment needs to be settled with a Visa Card.
   • The discount will be applicable on the published maximum retail price.
   • There are no restrictions on the number of transactions per user during the promotion period
   • If any dispute arises, the decision of Visa and Atlas Axillia will be considered as final.
   • Other general credit card Terms & Conditions will continue to apply.
3. Visa Terms and Conditions
   1. Offer details as shown are based on information provided by the Merchant. No warranties are made by Visa
      that the information is correct. Please check directly with Merchant to confirm availability and
      validity of the Offer.
   2. The Merchant is the sole provider of all goods and/or services under this offer. Accordingly, the Visa
      Cardholder understands, acknowledges and agrees that the procurement by him/her of any goods and/or
      services under this Offer shall constitute a contract solely between the merchant and him/her, and Visa
      is not, nor will become, a party thereto.
   3. By utilizing or attempting to utilize any of the goods and services under this Offer, the Visa
      Cardholder understands, acknowledges and agrees that:
      • Any claim, complaint or dispute of any nature arising out of or in relation to the procurement,
        or attempted procurement by the cardholder of any goods and/or services under this offer (each a
        “Claim”) shall be settled by the Visa Cardholder directly with the Merchant, and Visa Cardholder
        shall not make any Claim against Visa.
      • Without prejudice to the foregoing, and to the fullest extent permitted by law, Visa shall not
        be liable to any person for any loss, damage, expenses or claim (whether direct or indirect) in
        relation to any personal injury, death, false representation, damage or omission arising from or
        in connection with the usage or attempted usage of the Offer or goods and/or services provided
        under the Offer.

Abans Elite

1. Offer
   • Get up to 20% off on Abans Elite stores, only with your Visa card.
2. Redemption details
   • Simply pay using your Visa card at any of the Abans stores and avail the benefit.
3. Merchant Terms and Conditions
   • This offer cannot be clubbed with any other offer.
   • Offer valid from March 1, 2021 00:00 GMT – September 30, 2022 23:59 GMT.
4. Visa Terms and Conditions
   1. Offer details as shown are based on information provided by the Merchant. No warranties are made by Visa
      that the information is correct. Please check directly with Merchant to confirm availability and
      validity of the Offer.
   2. The Merchant is the sole provider of all goods and/or services under this offer. Accordingly, the Visa
      Cardholder understands, acknowledges and agrees that the procurement by him/her of any goods and/or
      services under this Offer shall constitute a contract solely between the merchant and him/her, and Visa
      is not, nor will become, a party thereto.
   3. By utilizing or attempting to utilize any of the goods and services under this Offer, the Visa
      Cardholder understands, acknowledges and agrees that:
      • Any claim, complaint or dispute of any nature arising out of or in relation to the procurement,
        or attempted procurement by the cardholder of any goods and/or services under this offer (each a
        “Claim”) shall be settled by the Visa Cardholder directly with the Merchant, and Visa Cardholder
        shall not make any Claim against Visa.
      • Without prejudice to the foregoing, and to the fullest extent permitted by law, Visa shall not
        be liable to any person for any loss, damage, expenses or claim (whether direct or indirect) in
        relation to any personal injury, death, false representation, damage or omission arising from or
        in connection with the usage or attempted usage of the Offer or goods and/or services provided
        under the Offer.

Abans

1. Offer
   • Get up to 20% off on Abans stores, only with your Visa card.
2. Redemption details
   • Simply pay using your Visa card at any of the Abans stores and avail the benefit.
3. Merchant Terms and Conditions
   • This offer cannot be clubbed with any other offer.
   • Offer valid from March 1, 2021 00:00 GMT – September 30, 2022 23:59 GMT.
4. Visa Terms and Conditions
   1. Offer details as shown are based on information provided by the Merchant. No warranties are made by Visa
      that the information is correct. Please check directly with Merchant to confirm availability and
      validity of the Offer.
   2. The Merchant is the sole provider of all goods and/or services under this offer. Accordingly, the Visa
      Cardholder understands, acknowledges and agrees that the procurement by him/her of any goods and/or
      services under this Offer shall constitute a contract solely between the merchant and him/her, and Visa
      is not, nor will become, a party thereto.
   3. By utilizing or attempting to utilize any of the goods and services under this Offer, the Visa
      Cardholder understands, acknowledges and agrees that:
      • Any claim, complaint or dispute of any nature arising out of or in relation to the procurement,
        or attempted procurement by the cardholder of any goods and/or services under this offer (each a
        “Claim”) shall be settled by the Visa Cardholder directly with the Merchant, and Visa Cardholder
        shall not make any Claim against Visa.
      • Without prejudice to the foregoing, and to the fullest extent permitted by law, Visa shall not
        be liable to any person for any loss, damage, expenses or claim (whether direct or indirect) in
        relation to any personal injury, death, false representation, damage or omission arising from or
        in connection with the usage or attempted usage of the Offer or goods and/or services provided
        under the Offer.

Ayubo.life

1. Offer
   • Get up to 25% off* on Ayubo.life, only with your Visa card.
2. Offer details
   • Family Health: Get 15% off
   • All in one online fitness: Get 15% off
   • 5×5 Weight Loss: Get 15% off
   • Covid-19 Homecare: Get 15% off
   • fitLife: Get 25% off
3. Redemption details
   • Simply pay using your Visa card on the link https://payhere.lk/pay/oa0ac0f6e to avail the benefit.
   • Get up to 25% off* on Ayubo.life, only with your LOLC Swairee Visa card.
4. Merchant Terms and Conditions
   • Offers cannot be clubbed with each other.
   • The offer is valid till 30th Sep 2022
5. Visa Terms and Conditions
   • Offer details as shown are based on information provided by the Merchant. No warranties are made by Visa
     that the information is correct. Please check directly with Merchant to confirm availability and
     validity of the Offer.
   • The Merchant is the sole provider of all goods and/or services under this offer. Accordingly, the Visa
     Cardholder understands, acknowledges and agrees that the procurement by him/her of any goods and/or
     services under this Offer shall constitute a contract solely between the merchant and him/her, and Visa
     is not, nor will become, a party thereto.
   • By utilizing or attempting to utilize any of the goods and services under this Offer, the Visa
     Cardholder understands, acknowledges and agrees that:
     • Any claim, complaint or dispute of any nature arising out of or in relation to the procurement,
       or attempted procurement by the cardholder of any goods and/or services under this offer (each a
       “Claim”) shall be settled by the Visa Cardholder directly with the Merchant, and Visa Cardholder
       shall not make any Claim against Visa.
     • Without prejudice to the foregoing, and to the fullest extent permitted by law, Visa shall not
       be liable to any person for any loss, damage, expenses or claim (whether direct or indirect) in
       relation to any personal injury, death, false representation, damage or omission arising from or
       in connection with the usage or attempted usage of the Offer or goods and/or services provided
       under the Offer.

Ceylinco

1. Offer
   • MEDICAL COVER FOR VISA CARD HOLDERS
   • Link – VIPHUB
   • The cover provide a daily allowance as tabulated above for the period of Hospitalization maximum up to
   • 10 days per event
     • 30 days per annum
2. And reimbursement of Hospitalization benefit in respect of Serious Illness mentioned below

Scheme	Daily Allowance for Medical Benefit (Rs)	Serious Illness Benefit (Rs)	Total Premium Per Annum(RS)(Excluding Taxes)
1	1000	100,000/-	1,000/-
2	2000	200,000/-	2,000/-
3	3000	500,000/-	5,500/-

3. DESCRIPTION OF COVER
   • The cover described in this certificate is applicable within the geographical limits of Sri Lanka only.
4. HOSPITALIZATION – Medical Benefit
   • The Policy will pay daily allowance for the Insured, for Hospitalization in a Government Hospital or a
     Registered Private Hospital/Nursing Home or approved Government/Private Ayurveda Hospital as an
     in-patient, as a result of sickness/illness, surgery or accident
   • The amount payable will not exceed the maximum liability mentioned under the coverage
5. HOSPITALIZATION – Serious Illness
   • The policy will reimburse the Hospitalization expenses in respect of the below mentioned Illnesses
     subject to the sectional limits mentioned under the Coverage
   • MAJOR ILLNESSES
     • Acute Kidney Failure
     • Muscular Dystrophy
     • Acute Liver Disease
     • Aortic Dissection
     • Acute Lung Disease (Pneumonia) excluding COVID 19
     • Permanent Blindness
     • Acute Cardiac Arrhythmia
     • Emergency Major Organ Transplant
     • Heart Attack including Stenting and Bypass
     • Permanent Deafness
     • Stroke (Ischemic/ hemorrhagic Strokes)
     • Loss of Speech Organ
     • Coma excluding Diabetic and Liver conditions
     • Multiple Sclerosis
     • Cancer
     • Hepatitis A
     • Pulmonary Embolism (Blockage of an Artery in the Lungs)
     • Paralysis
     • Meningitis
     • Guillain-Barre Syndrome
   • Approved Ayurveda Hospitals
     • Wickramarachchi Ayurveda Hospital
     • Horana Sugatha Rasayanagaraya
     • Siddhalepa Hospital
     • All Government Ayurveda Hospitals
   • Offer valid from December 16, 2021 00:00 GMT – September 30, 2022 23:59 GMT
6. Terms and Conditions
   • GENERAL TERMS AND CONDITIONS
     • If an Insured person is hospitalized within the geographical limits of Sri Lanka, the Company
       will pay the Insured, according to the terms and conditions, as full and final settlement of the
       Claim in respect of the said hospitalization of the Insured person.
     • The benefit is applicable on an individual basis.
     • The total benefit provided under the Policy will be for 12 calendar months commencing from the
       date of enrolment.
     • The age limit to obtain the cover is 18 year to 70 years (enrolment to the scheme should be
       before 55 years of age)
     • The cover will be effective upon receiving the annual premium.
     • There shall be a waiting period of 30 days from the effective date of cover, for Medical claims
       and 90 days for Serious Illness, other than the claims made for accidental injuries.
     • A daily allowance shall be paid for the period of Hospitalization, excluding the first day for
       hospitalizations for sicknesses/illnesses except for accidental injuries.
     • Serious Illness claims will be paid subject to the sectional limits as per the Example mentioned
       below.
       • Annual/Event Limit (Rs) 100,000/- 200,000/- 500,000/-
       • Section 1
       • Total Hospital room chargers &
       • admission fees per event (Rs.) 30,000/- 60,000/- 150,000/-
       • Section 2
       • Specialized services per event (Rs) 20,000/- 40,000/- 100,000/-
       • Section 3
       • All other expenses including,
       • Emergency transportation (Rs.) 50,000/- 100,000/- 250,000/-
     • Cover will cease upon the
       • Insured reaching 70 years of age
       • Demise of the Insured
       • Non payment of Premium
     • Only One (1) policy is activated per Applicant (based on NIC number)
     • The Company will permit renewal of the insurance offer on a case by case basis.
     • There is no maturity benefit, refund of premium or surrender value under this policy.
   • EXCLUSIONS
     • The Policy does not cover any Hospitalization expenses incurred for any
       disability/sickness/illness or surgery caused by, or resulting, directly or indirectly, wholly
       or partly, from any of the following factors:
       • Preexisting medical conditions
       • Congenital conditions & cosmetic treatments
       • Child Birth and Complication in pregnancy,
       • Commitment of suicide and self-inflicted injuries
   • CLAIM PROCEDURE
     1. Every Hospitalization should be informed to our customer care Hot Line 011 2399199 at the
        earliest opportunity.
     2. Insured shall submit all claims by any one of the methods – post, email, or by handover to
        nearest Ceylinco General Insurance Branch.
     3. Claim documents should be submitted to the Company not later than 30 days from the date of
        discharge from the hospital.
     4. Required documents for a claim
     5. Copy of the Diagnosis Card issued from a government or registered private hospital/nursing home
        or approved government/private Ayurveda hospital.
     6. Original bliss & receipts for claims under Serious Illness
     7. Processing of Claim will commence upon receipt of required documents.
   • Visa Terms and Conditions
     1. Offer details as shown are based on information provided by the Merchant. No warranties are made
        by Visa that the information is correct. Please check directly with Merchant to confirm
        availability and validity of the Offer.
     2. The Merchant is the sole provider of all goods and/or services under this offer. Accordingly,
        the Visa Cardholder understands, acknowledges and agrees that the procurement by him/her of any
        goods and/or services under this Offer shall constitute a contract solely between the merchant
        and him/her, and Visa is not, nor will become, a party thereto.
     3. By utilizing or attempting to utilize any of the goods and services under this Offer, the Visa
        Cardholder understands, acknowledges and agrees that:
        • Any claim, complaint or dispute of any nature arising out of or in relation to the
          procurement, or attempted procurement by the cardholder of any goods and/or services
          under this offer (each a “Claim”) shall be settled by the Visa Cardholder directly with
          the Merchant, and Visa Cardholder shall not make any Claim against Visa.
        • o Without prejudice to the foregoing, and to the fullest extent permitted by law, Visa
          shall not be liable to any person for any loss, damage, expenses or claim (whether
          direct or indirect) in relation to any personal injury, death, false representation,
          damage or omission arising from or in connection with the usage or attempted usage of
          the Offer or goods and/or services provided under the Offer

iCliniq

1. Offer
   • 20% Discount for posting a Query or booking a Phone/Video Consultation
2. Merchant terms and conditions:
   • This offer cannot be clubbed with any other offer on iCliniq.
   • This offer is applicable only for one invoice for every user.
   • This coupon must be redeemed at https://www.icliniq.com
   • The discount will only be applicable if you create an invoice for posting a Query or booking a
     Phone/Video Consultation. This coupon code can be entered on the invoice
   • This coupon will be valid until 30 th September 2022.
   • Discounts are not exchangeable for cash, kind or other goods and services.
   • iCliniq reserves the right to amend the terms and conditions of this campaign without prior notice.
3. Visa Terms and Conditions
   • Offer details as shown are based on information provided by the Merchant. No warranties are made by Visa
     that the information is correct. Please check directly with Merchant to confirm availability and
     validity of the Offer.
   • The Merchant is the sole provider of all goods and/or services under this offer. Accordingly, the Visa
     Cardholder understands, acknowledges and agrees that the procurement by him/her of any goods and/or
     services under this Offer shall constitute a contract solely between the merchant and him/her, and Visa
     is not, nor will become, a party thereto.
   • By utilizing or attempting to utilize any of the goods and services under this Offer, the Visa
     Cardholder understands, acknowledges and agrees that:
     • Any claim, complaint or dispute of any nature arising out of or in relation to the procurement,
       or attempted procurement by the cardholder of any goods and/or services under this offer (each a
       “Claim”) shall be settled by the Visa Cardholder directly with the Merchant, and Visa Cardholder
       shall not make any Claim against Visa.
     • o Without prejudice to the foregoing, and to the fullest extent permitted by law, Visa shall not
       be liable to any person for any loss, damage, expenses or claim (whether direct or indirect) in
       relation to any personal injury, death, false representation, damage or omission arising from or
       in connection with the usage or attempted usage of the Offer or goods and/or services provided
       under the Offer

4. Simply apply the coupon code DISICLINIQ20 at checkout and pay using your Visa
   card to avail the benefit.

ODOC

1. Details
   • MEDICAL COVER FOR VISA CARD HOLDERS
   • The cover provide a daily allowance as tabulated above for the period of Hospitalization maximum up to
     • 10 days per event
     • 30 days per annum
2. And reimbursement of Hospitalization benefit in respect of Serious Illness mentioned below
3. Link – oDoc – Channel doctors online through online video consultations
4. Code – VISA20

Scheme	Daily Allowance for Medical Benefit (Rs)	Serious Illness Benefit (Rs)	Total Premium Per Annum(RS)(Excluding Taxes)
1	1000	100,000/-	1,000/-
2	2000	200,000/-	2,000/-
3	3000	500,000/-	5,500/-

5. DESCRIPTION OF COVER
   • The cover described in this certificate is applicable within the geographical limits of Sri Lanka only.
6. HOSPITALIZATION – Medical Benefit
   • The Policy will pay daily allowance for the Insured, for Hospitalization in a Government Hospital or a
     Registered Private Hospital/Nursing Home or approved Government/Private Ayurveda Hospital as an
     in-patient, as a result of sickness/illness, surgery or accident
   • The amount payable will not exceed the maximum liability mentioned under the coverage
7. HOSPITALIZATION – Serious Illness
   • The policy will reimburse the Hospitalization expenses in respect of the below mentioned Illnesses
     subject to the sectional limits mentioned under the Coverage
   • MAJOR ILLNESSES
     • Acute Kidney Failure
     • Muscular Dystrophy
     • Acute Liver Disease
     • Aortic Dissection
     • Acute Lung Disease (Pneumonia) excluding COVID 19
     • Permanent Blindness
     • Acute Cardiac Arrhythmia
     • Emergency Major Organ Transplant
     • Heart Attack including Stenting and Bypass
     • Permanent Deafness
     • Stroke (Ischemic/ hemorrhagic Strokes)
     • Loss of Speech Organ
     • Coma excluding Diabetic and Liver conditions
     • Multiple Sclerosis
     • Cancer
     • Hepatitis A
     • Pulmonary Embolism (Blockage of an Artery in the Lungs)
     • Paralysis
     • Meningitis
     • Guillain-Barre Syndrome
   • Approved Ayurveda Hospitals
     • Wickramarachchi Ayurveda Hospital
     • Horana Sugatha Rasayanagaraya
     • Siddhalepa Hospital
     • All Government Ayurveda Hospitals
   • Offer valid till September 30, 2022
8. Terms and Conditions
   • GENERAL TERMS AND CONDITIONS
     • If an Insured person is hospitalized within the geographical limits of Sri Lanka, the Company
       will pay the Insured, according to the terms and conditions, as full and final settlement of the
       Claim in respect of the said hospitalization of the Insured person.
     • The benefit is applicable on an individual basis.
     • The total benefit provided under the Policy will be for 12 calendar months commencing from the
       date of enrolment.
     • The age limit to obtain the cover is 18 year to 70 years (enrolment to the scheme should be
       before 55 years of age)
     • The cover will be effective upon receiving the annual premium.
     • There shall be a waiting period of 30 days from the effective date of cover, for Medical claims
       and 90 days for Serious Illness, other than the claims made for accidental injuries.
     • A daily allowance shall be paid for the period of Hospitalization, excluding the first day for
       hospitalizations for sicknesses/illnesses except for accidental injuries.
     • Serious Illness claims will be paid subject to the sectional limits as per the Example mentioned
       below.
       • Annual/Event Limit (Rs) 100,000/- 200,000/- 500,000/-
       • Section 1
       • Total Hospital room chargers &
       • admission fees per event (Rs.) 30,000/- 60,000/- 150,000/-
       • Section 2
       • Specialized services per event (Rs) 20,000/- 40,000/- 100,000/-
       • Section 3
       • All other expenses including,
       • Emergency transportation (Rs.) 50,000/- 100,000/- 250,000/-
     • Cover will cease upon the
       • Insured reaching 70 years of age
       • Demise of the Insured
       • Non payment of Premium
     • Only One (1) policy is activated per Applicant (based on NIC number)
     • The Company will permit renewal of the insurance offer on a case by case basis.
     • There is no maturity benefit, refund of premium or surrender value under this policy.
   • EXCLUSIONS
     • The Policy does not cover any Hospitalization expenses incurred for any
       disability/sickness/illness or surgery caused by, or resulting, directly or indirectly, wholly
       or partly, from any of the following factors:
       • Preexisting medical conditions
       • Congenital conditions & cosmetic treatments
       • Child Birth and Complication in pregnancy,
       • Commitment of suicide and self-inflicted injuries
   • CLAIM PROCEDURE
     1. Every Hospitalization should be informed to our customer care Hot Line 011 2399199 at the
        earliest opportunity.
     2. Insured shall submit all claims by any one of the methods – post, email, or by handover to
        nearest Ceylinco General Insurance Branch.
     3. Claim documents should be submitted to the Company not later than 30 days from the date of
        discharge from the hospital.
     4. Required documents for a claim
     5. Copy of the Diagnosis Card issued from a government or registered private hospital/nursing home
        or approved government/private Ayurveda hospital.
     6. Original bliss & receipts for claims under Serious Illness
     7. Processing of Claim will commence upon receipt of required documents.
   • Visa Terms and Conditions
     1. Offer details as shown are based on information provided by the Merchant. No warranties are made
        by Visa that the information is correct. Please check directly with Merchant to confirm
        availability and validity of the Offer.
     2. The Merchant is the sole provider of all goods and/or services under this offer. Accordingly,
        the Visa Cardholder understands, acknowledges and agrees that the procurement by him/her of any
        goods and/or services under this Offer shall constitute a contract solely between the merchant
        and him/her, and Visa is not, nor will become, a party thereto.
     3. By utilizing or attempting to utilize any of the goods and services under this Offer, the Visa
        Cardholder understands, acknowledges and agrees that:
        • Any claim, complaint or dispute of any nature arising out of or in relation to the
          procurement, or attempted procurement by the cardholder of any goods and/or services
          under this offer (each a “Claim”) shall be settled by the Visa Cardholder directly with
          the Merchant, and Visa Cardholder shall not make any Claim against Visa.
        • o Without prejudice to the foregoing, and to the fullest extent permitted by law, Visa
          shall not be liable to any person for any loss, damage, expenses or claim (whether
          direct or indirect) in relation to any personal injury, death, false representation,
          damage or omission arising from or in connection with the usage or attempted usage of
          the Offer or goods and/or services provided under the Offer

1. Offer valid for – LOLC Finance World Credit Cardholders only.
2. Validity period – Until notified.
3. You are entitled to two complimentary visits annually to any of the 1000+ VIP lounges in international airports worldwide.
4. For Terms & Conditions please visit;
   https://www.loungekey.com/en/lolcworldcard/terms-of-use
   https://www.loungekey.com/en/lolcworldcard/conditions-of-use
5. QR code for Lounge Key App Download from Apple Store    
6. QR code for Lounge Key App Download from Play Store    

1. Offer valid for – LOLC Finance World Credit Cardholders only.
2. Validity period – Until notified.
3. LOLC Finance World Mastercard Cardholders can enjoy preferential rates for chauffeur driven ground transport (Mercedes E-Class or equivalent) from selected airport to city centre locations.
4. How does it work?
   * The cardholder will be given preferential discounted rates from selected airports to city centre locations.
   * Access in 18 airports worldwide.
   * Full payment to be made using the LOLC Finance World Mastercard.
   * Booking to be made 48 hours in advance through online enquiry/reservation form.
   * The charge is for a single drop off, and charges may vary from airport to next city.
5. Offer not to be used in conjunction with any other promotions.
6. Preferential rates are available for the Destination Limo service for World Mastercard cardholders. Preferential rate quoted is for Limousine service from a participating airport to a city centre location only. Excess mileage charges may apply for drop-off point located outside of the city centre.
7. A maximum number of passengers and pieces of luggage per vehicle will be provided upon inquiry; subject to vehicle type.
8. 48 hours advanced booking is required.
9. Amendment or cancellation requests need to be made at least 48 hours in advance, otherwise, charges may apply.
10. Additional charges may apply if there is a request for a bigger vehicle at the point of booking.
11. Valid for single drop-off point only.

1. Offer valid for – LOLC Finance World Credit Cardholders only
2. Validity period – Until 31st December 2022
3. LOLC Finance World Cardholders can enjoy privileges and golfing benefits at selected TPC courses
4. Cardholders have access to TPC golf courses in the USA
5. Cardholders can enjoy benefits such as access to membership amenities, preferred tee time bookings and welcome gifts
6. How does it work?
   • In order to book the golf course, the cardholder to visit http://www.mastercard.com/world
   • All purchases at the location to be made through LOLC Finance World Credit Card

1. Offer valid for – LOLC Finance World & Platinum Credit Cardholders only
2. Validity period – Until notified
3. LOLC Finance World & Platinum Cardholders have the access to first class services at over 1000+ airports worldwide
4. Cardholders can enjoy a 15% discount at Airport Meet and Greet services at departures, connections, and arrival
5. Benefits include Escorted to airline check-in, and to the airport gate, assistance with baggage claim and inter-terminal airside transfers
6. How does it work?
   • Reservation to be made prior to travel via http://www.mastercard.com/airportconcierge
   • Cancellation prior to 48 hours will be free of charge, if not the amount paid is non-refundable
   • No charge for infants up to 12 months. For children between 12 months – 36 months it is 50% of the cost