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Swairee – Women’s credit card


Swairee is an exclusive credit card designed for women. by becoming a member, you are not only getting a world class credit card, but also access to offers, experiences, emotional guidance whenever you seek and the flexibility to be you. Our diverse business partnerships will give you the very best, to suit your lifestyle.

Eligibility Requirement - Monthly Net Income of LKR 50,000+ or Monthly Net Income of LKR 30,000+ with a professional qualification


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Special Features


  • Visa Platinum vertical card with smart reflects
  • No Annual fee for the life time
  • Appealing and unique card package
  • Feminine colours and theme
  • Environment friendly Green PIN
  • Free airport lounge access
  • Women's Empowerment Fund

Common Documents


  • Duly completed LOLC Finance Credit Card application form
  • Copy of NIC/Driving License
  • If your current address is different from the NIC address, a Utility bill is required (within last 03 months)
  • Proof of other income (if any)
  • Business Card
  • The latest salary slip and a copy of the employee ID.
  • Employment confirmation letter
  • Current/Savings account bank statement of the previous month
  • The Business Registration Certificate.
  • Current or Savings account bank statements of the last 03 months.

Settling your Credit Card bills


Payment by Cash

  • Cash payments could be made to any LOLC Finance branch island-wide.
  • Avoid sending cash through postal mails.
  • Payments made on Saturdays will be processed on the next working day.
  • REAL TIME credit will be given for cash payments.
  • Cheques should be crossed (A/C payee only) and should include the Card number. Eg. Pay LOLC Finance PLC, O/A card no xxxx xxxx xxxx xxxx.
  • Third party cheques drawn in favour of the cardholder will not be accepted, unless they are made out as in the above example.
  • Funds will be available in the credit card account subject to cheque realization. Please leave minimum of three working days and maximum of six working days for processing and clearing of cheques.
  • Cash cheques and post-dated cheques will not be accepted for payments.
  • Please allow minimum nine working days for payments to reach the account if cheque payments are made by post.
  • All cheques sending through post should be addressed to “Manager - Credit Card Operations, No 438, Havelock Road, Colombo 05”.

The cardholder can avail herself of the standing Instruction facility to debit her LOLC Finance Savings Account for settlement of the Credit Card bill. The Cardholder can choose a percentage between 2.5% - 100% of the statement balance to be debited on the due date.

REAL TIME credit will be given for standing order payments.

Use LOLC REAL TIME to transfer funds from your LOLC Finance savings account to your credit card account free of charge.

REAL TIME credit will be given for cash payments done through LOLC REAL TIME App.

The cardholder can transfer funds to the credit card account from the other bank’s savings/current accounts through CEFTS.

REAL TIME credit will be given for CEFTS payments.

No.438, Havelock Road, Colombo 05 Sri Lanka.

Swairee Contact Centre: +94 11 7 844 744