Working Capital
From managing your working capital and growing your business to
protecting it and increasing your yield, choose what we can do for you
and your business.
LOLC Finance specializes in helping customers grow. Whatever sector,
and at whatever stage of growth your business is in, we have the
industry knowledge and financial expertise to optimize your finances
and help your business thrive. Take control of your cash flow with
efficient management of collections and payments, inventory, and
credit.
Your working capital financing from LOLC Finance will be tailored to
suit your business, taking into consideration its own unique needs and
business cycles. Our full suite of transactional services will assist
you in managing your cash flow with greater ease and convenience.
How can we help facilitate your
cash flow?
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Short Term Loans & Speed Draft
Take advantage of our speedy solutions for short term financial
requirements. This is because we believe in helping SMEs grow
and prosper in order to better our communities. With our speedy
services and lending solutions, you will never have to watch
while opportunities for expansion pass you by.
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Purchase Order Facility
We understand your business is unique, so we offer solutions
that address your specific needs. This product allows you to
accept Purchase Orders regardless of your current capital
availability.
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Margin Trading
Our margin rates are among the most competitive in the
industry. The rate you pay depends on your outstanding margin
balance. Trading on margin allows you to leverage securities you
already own to purchase additional securities, sell securities
short, protect your account from overdraft, or access a
convenient line of credit.
Margin Trading
LOLC Finance margin rates are among the most competitive in the
industry where the rate you pay depends on your outstanding margin
balance. Trading on margin allows you to leverage securities you
already own to purchase additional securities, sell securities short,
protect your account from overdraft, or access a convenient line of
credit.
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Convenience
Borrow for any purpose, at any time. Once you have been
approved for margin borrowing, there are no additional forms to
complete, application fees to pay, or loan officers to
consult.
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Repayment flexibility
There is no set repayment schedule as long as you maintain the
required level of equity in your account. Interest charges on
outstanding balances are posted to your account monthly. Any
cash and dividend income received will be automatically applied
to your margin balance.
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Opportunity to leverage assets
Margin borrowing lets you leverage securities you already own
to purchase additional securities. This gives you the
opportunity to amplify returns, but it can also increase
risk.
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Know the requirements
If the market value of the securities in your margin account
declines, you may be required to deposit more money or
securities in order to maintain your line of credit. If you are
unable to do so, LOFC may be required to sell all or a portion
of your pledged assets.
