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Personal Finance Services


We are focused on supporting the Sri Lankan business community, especially MSMEs and individuals, through Personal Finance services towards greater development, with a wide range of products. We cater to the long-term as well as short-term needs of these segments.

  • Loans up to Rs. 3 Mn.
  • For construction, renovation, or purchase of residential/commercial property.
  • Mortgage over property required.
  • Repayment in equated monthly installments.
  • Personalised doorstep service by a dedicated LOFIN Officer.
  • Simplified documentation.
  • Special assistance with legal and valuation processes.
  • Loans up to Rs. 3 Mn.
  • For both working capital and asset acquisition.
  • Mortgage over property required.
  • Repayment in equated monthly installments.
  • Simplified documentation.
  • Special assistance with legal and valuation processes.
  • Small groups of 3 members.
  • Loans obtained by each member are personally guaranteed by the other two members.
  • Loan cycle starting from Rs. 25,000 up to Rs. 350,000.
  • Repayment period from 12 months up to 36 months.
  • Monthly repayments in equated monthly installments.
  • Loans provided for income generation and enhancement of living standards.

The Personal Finance Business Unit of LOLC Finance PLC is the largest personal finance provider in the NBFI sector while adhering to the client protection principles of the Central Bank of Sri Lanka. LOLC Finance is a member of the Lanka Microfinance Practitioners Association, which is established to ensure that all microfinance practitioners and their employees uphold the highest standards of professionalism, ethical conduct, and good governance.

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